{"info":{"title":"Theaslangroupllc","version":"1.0.0"},"openapi":"3.1.0","paths":{"/api/wealth/advisor":{"get":{"responses":{"200":{"description":"Successful response"},"402":{"description":"Payment Required"}},"x-payment-info":{"offers":[{"amount":"100000","currency":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","description":"Theaslangroupllc: Wealth Advisor","intent":"charge","method":"evm","recipient":"0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"}]},"summary":"Where do I find a fee-only fiduciary financial advisor? Advisor finder via NAPFA, XY Planning Network, and CFP Board directories, matched by specialty and location — returns the advisor type to seek, typical fee structures, and vetting questions to ask. For wealth and personal-finance agents."}},"/api/wealth/bank-check":{"get":{"responses":{"200":{"description":"Successful response"},"402":{"description":"Payment Required"}},"x-payment-info":{"offers":[{"amount":"20000","currency":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","description":"Theaslangroupllc: Wealth Bank Check","intent":"charge","method":"evm","recipient":"0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"}]},"summary":"FDIC bank-health check, deterministic. Answers \"is my bank safe\", \"is this bank well capitalized\", \"did this bank fail\". Resolves a US bank by name or FDIC cert, then computes from quarterly Call Reports: PCA capital category (12 CFR 324.403), ROA/ROE/NIM, noncurrent-loan and reserve-coverage ratios, YoY deposit growth, uninsured-deposit share, 8-quarter trend. Includes closed/failed institutions "}},"/api/wealth/cards":{"get":{"responses":{"200":{"description":"Successful response"},"402":{"description":"Payment Required"}},"x-payment-info":{"offers":[{"amount":"100000","currency":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","description":"Theaslangroupllc: Wealth Cards","intent":"charge","method":"evm","recipient":"0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"}]},"summary":"Which credit card is actually worth it for my spending? Rewards card finder that ranks cards by net annual value after fees — factoring rewards rate and signup bonuses for your spend profile (travel, dining, groceries, gas, cashback). For personal-finance and wealth agents."}},"/api/wealth/debt-negotiate":{"get":{"responses":{"200":{"description":"Successful response"},"402":{"description":"Payment Required"}},"x-payment-info":{"offers":[{"amount":"150000","currency":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","description":"Theaslangroupllc: Wealth Debt Negotiate","intent":"charge","method":"evm","recipient":"0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"}]},"summary":"Can I settle this debt for less than I owe, and how do I negotiate it myself? DIY debt-negotiation protocol with FDCPA consumer rights, creditor call scripts, estimated settlement percentages, and statute-of-limitations by debt type. For personal-finance and debt-help agents."}},"/api/wealth/emergency":{"get":{"responses":{"200":{"description":"Successful response"},"402":{"description":"Payment Required"}},"x-payment-info":{"offers":[{"amount":"100000","currency":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","description":"Theaslangroupllc: Wealth Emergency","intent":"charge","method":"evm","recipient":"0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"}]},"summary":"How big should my emergency fund be, and how do I build it? Emergency-fund calculator sizing the target by income, expenses, dependents, and job stability, plus a funding plan and current high-yield savings (HYSA) rates. For personal-finance and wealth agents."}},"/api/wealth/inheritance":{"get":{"responses":{"200":{"description":"Successful response"},"402":{"description":"Payment Required"}},"x-payment-info":{"offers":[{"amount":"100000","currency":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","description":"Theaslangroupllc: Wealth Inheritance","intent":"charge","method":"evm","recipient":"0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"}]},"summary":"I inherited an IRA — what are the rules and how do I minimize taxes? SECURE Act 2.0 ten-year rule, RMD requirements, spousal options, step-up in basis, and a tax-minimizing distribution strategy by relationship and account type. For wealth and estate agents."}},"/api/wealth/mortgage":{"get":{"responses":{"200":{"description":"Successful response"},"402":{"description":"Payment Required"}},"x-payment-info":{"offers":[{"amount":"100000","currency":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","description":"Theaslangroupllc: Wealth Mortgage","intent":"charge","method":"evm","recipient":"0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"}]},"summary":"How much house can I actually afford? Home-affordability calculator with max purchase price by front-end and back-end DTI, income, debt, and down payment, current 30yr rate context, and a buy-vs-wait call. For personal-finance and real-estate agents."}},"/api/wealth/roth":{"get":{"responses":{"200":{"description":"Successful response"},"402":{"description":"Payment Required"}},"x-payment-info":{"offers":[{"amount":"100000","currency":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","description":"Theaslangroupllc: Wealth Roth","intent":"charge","method":"evm","recipient":"0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"}]},"summary":"Should I contribute to a Roth or Traditional IRA/401(k)? Decision calculator with an income-limit eligibility check, backdoor and mega-backdoor Roth eligibility, and the contribution tax math, by income, age, and filing status. For wealth and retirement agents."}},"/api/wealth/ssa":{"get":{"responses":{"200":{"description":"Successful response"},"402":{"description":"Payment Required"}},"x-payment-info":{"offers":[{"amount":"150000","currency":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","description":"Theaslangroupllc: Wealth Ssa","intent":"charge","method":"evm","recipient":"0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"}]},"summary":"What age should I claim Social Security? Optimal claiming-age analysis with benefit estimates at 62, full retirement age, and 70, break-even math, spousal and survivor benefits, and tax implications. For retirement and wealth agents."}},"/api/wealth/tax":{"get":{"responses":{"200":{"description":"Successful response"},"402":{"description":"Payment Required"}},"x-payment-info":{"offers":[{"amount":"150000","currency":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","description":"Theaslangroupllc: Wealth Tax","intent":"charge","method":"evm","recipient":"0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"}]},"summary":"What tax moves should I make before December 31? Year-end tax-optimization plan with ranked, deadline-specific moves — Roth conversions, tax-loss harvesting, contribution limits, and charitable strategies — by income, filing status, and state. For wealth and tax agents."}},"/api/wealth/trump-account":{"get":{"responses":{"200":{"description":"Successful response"},"402":{"description":"Payment Required"}},"x-payment-info":{"offers":[{"amount":"150000","currency":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","description":"Theaslangroupllc: Wealth Trump Account","intent":"charge","method":"evm","recipient":"0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"}]},"summary":"Is my child eligible for the $1,000 Trump Account pilot? Trump Account vs 529? Contribution limits, rules & enrollment — verified against IRC §530A, IRS Notice 2025-68 & Rev. Proc. 2026-25. For financial-planning and tax agents."}},"/api/wealth/unclaimed":{"get":{"responses":{"200":{"description":"Successful response"},"402":{"description":"Payment Required"}},"x-payment-info":{"offers":[{"amount":"500000","currency":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","description":"Theaslangroupllc: Wealth Unclaimed","intent":"charge","method":"evm","recipient":"0x50ab2018c06c6E4eAA9BA52057Eb55eD284912fc"}]},"summary":"Find money you are owed but never claimed. Deterministic router across US state unclaimed-property programs (NAUPA/MissingMoney), federal sources matched to your situation (PBGC pensions, FDIC/NCUA failed institutions, HUD/FHA refunds), and international registers (Canada, UK, Switzerland, Australia): the exact official FREE portals to search, the claim-documentation package, and honest coverage. "}}},"x-service-info":{"description":"Theaslangroupllc is an x402-native service at https://wealthpulse.theaslangroupllc.com, indexed from the x402 Bazaar (Coinbase's public discovery directory). It charges callers itself in USDC on Base and is paid directly at its own wallet; Monex Protocol passes your request and payment headers through untouched. 12 endpoints listed."}}